Thinking of buying or selling a home but not sure where to start?
I am asked nearly every day by my new clients "how do I start?”. I've found that many people are not familiar with the process of real estate. Either it’s their first purchase or 30 years has past and everything has changed. My check list goes as follows:
A) Contact your bank or mortgage lender and get approved for a loan. All too often I find that people can't afford nearly as much house as they suspected and end up, not being able to find the house that works for them because they already fell in love with a house that is $50,000 over budget. On the other hand, I also find people who think that they can’t afford a house and end up settling for half of the amount of house that they could have bought. Being armed with the appropriate knowledge about your finances makes you the strongest buyer in this strong market.
B) Find the agent. I often meet people at open houses or my local coffee shop who tell me they have been looking for a house for years! I ask them all the same question "why don't you have an agent?" They always give me the same response of they don't know, or they are afraid to commit, or, in deeper conversation, they truly aren't ready or able to purchase a home. Buying a home with an agent is like taking drivers ed with the instructor in the car. The premise of my job is to guide you. To ensure that your interests are looked out for above all else, and occasionally take back the wheel to handle the more difficult tasks. I walk this path every day while my customers only go through it once or twice in a life time. This is why it is so important to find the right agent, and not just any agent. Find the agent that works for you. If they're not hearing you when you’re telling them your needs and wants, you may end up in the wrong house for you. Don't make the mistake of settling for just any agent. This is a big commitment and should be treated as such.
C) Find the house. Once my customers have figured out the lender and decided that I am the best agent for them, they are ready to find the house. My clients and I often start with a conversation regarding their needs and wants. It is important as a buyer to understand what these are, as your home will become the center of your life for the next 20 or 30 years. I find that my buyers who are the happiest in their home have a few similar needs in common. They all know the location they wish to live in. They know the general size of the house they need I.E bed and bath count. They also have an idea of the purpose there home is going to serve. Weather they're avid adventurers and just want somewhere to drop their gear in between events or they serve larger dinners every night, promptly at 6 o'clock, they know what the homes general purpose will be.
I hope you have found this guide helpful in getting started. I can be contacted directly through my website if you have any further questions or are at a point where you are ready to look for your home. Also available through my website is a link to search for available listings if you are curious about the current market.
Looking forward to working with you,